Let’s talk

How can we help you?

How we help our clients


What we do

Helping people make their retirement dreams a reality

Asset Protection

Retirement doesn’t mean that it’s time to stop growing. Same holds true true for your money. It should mean, however, that it’s time to stop taking unnecessary risk. We specialize in helping retirees protect their retirement assets while continuing to move forward.

Family Legacy Planning

Many of our clients want to leave a legacy for their children and grandchildren and are shocked to learn how easy it is to double, even triple their inheritance — TAX-FREE AND GUARANTEED! We also work with our clients and help them embrace their own mortality and be prepared for the loss of a spouse and income burdens this can often create.

Extended Care Solutions

Long-term care/extended care costs have gone up substantially in the last 10 years. Unfortunately, the statistics are not in our favor, a plan to address these costs should be included in every retirement strategy. The good news is we work with hybrid insurance plans that leverage your dollar in case you need it for extended care, but remain 100% accessible for withdrawal if you don’t.

Retirement Income

Creating an income plan to last throughout retirement is perhaps the single most important challenge retirees will face. It is very likely to spend 30 years or more living in retirement without earned income. We create a customized retirement income plan, encompassing all sources of income, for each one of our clients and no two plans are exactly alike. Let us get to work on a plan for you.

Professional Money Management

Along with one of my partners, Mark Hart, we are proactive money managers. Mark is brilliant at fundamental and technical analysis and it is our passion to make sure that your accounts are properly managed. You won’t ever hear us say “just hang in there” when the markets are correcting, instead you will see movement of your money into other industries or sectors that will ultimately benefit from market corrections.

Wills and Trusts

Although we are not attorneys, we can refer you to what we believe are the most talented attorneys that can help you to prepare wills and trusts and also assist you with estate planning.

Medicare/Supplemental Services

We will evaluate your current Medicare situation with our in-house experts and help you navigate through the process if you are just turning 65. If you are already 65, our Medicare experts will show you how we can help you to save costs and not give up your quality of care.

Social Security

My partner, Heather Schreiber, RICP, founder of HLS Retirement Consulting, LLC, is a nationally renowned expert at Social Security challenges, issues, and filings. She can help you to navigate the social security world to insure that you get the maximum amount possible from what you put in. She is also extremely knowledgeable in helping create tax efficient strategies for retirement needs.

Request a Copy of one of my books!